Document Checklist and Instructions

A properly documented loan application makes your loan process go smoothly. This checklist will help you gather your paperwork.

Please complete the online residential loan application, Form 1003 as accurate as possible, this will also provide us with a credit authorization and we will forward a copy of your credit report to you.  (Note: provide copies of all requested documents. Do not provide original documents.) Documents can be sent direct to your loan officer or Mailed

Bill Frantz          fax 267-413-3277  or  Bill@norstarmortgage.com 

Dan Avanzato   fax 267-654-1400  or  Dan@norstarmortgage.com                 

Khanh Tran     fax 267-654-1401  or  Khanh@norstarmortgage.com      

Ricky Avanzato        fax 267-654-1401  or  Ricky@norstarmortgage.com         

1. If you are salaried: provide W-2's for the previous two years and one month of paystubs. If you are self-employed, provide Federal tax returns for the previous two years, including all schedules, and a YTD profit and loss statement.If you own rental property, provide recent rental agreements and Federal tax returns for the previous two years, including all schedules.
2. To speed up the approval process, provide bank statements for the most recent two months, and recent statements for stock, mutual funds and IRA/401K accounts.
3. If applicable, provide a copy of your divorce decree and settlement agreement.
4. If you are a US citizen please provide a valid photo ID. If you are NOT a US citizen, provide a copy of your green card (front & back).  If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.
5. If any borrower has filed bankruptcy, provide the Discharge Notice, Filing and Schedule of Creditors.
6. If you are applying for a home equity line of credit or loan (second loan), also include your first mortgage note. (This should be with your closing loan documents.)