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NORSTAR MORTGAGE NEWS:
10 YEAR FIXED just 2.75% 0 points 2.87% Apr .. I love this rate
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Mortgage Rates are now the lowest ever..according to Freddie Mac!
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JUST 30 Days from application to settlement. We guarantee 30 day settlements on all purchases. 30 day settlements for refinances are available as well.
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NO EQUITY REFINANCING: Norstar is proud to offer the new HARP2 program. The refinance option allows for no equity in the borrower's property.
►If you have any friends or family that could not refinance because of little or no equity and could be helped by the program, please have them give us a call.
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The PURCHASE market is in full swing. If you are looking to list your home and/or purchase a new home for your primary or an investment, please give Dan or Bill a call and let them answer your finance questions first. Also, if you are not currently working with a RE agent, we work with some of the best agents in the area, and would be glad to refer you an agent that could assist you with your listing and purchase.
►Why refer Norstar to your friends and coworkers for their purchases? Some of the best rates in the area, 30 day settlements, we respond quickly to questions,we attend settlement. Have your friends SHOP our rates before making a decision. They won't be disappointed. A recent customer shopped and found our rate to be .25% better than their current lender.
SPECIAL OFFER: $500 off closing costs on any purchase application.
►2011 Philadelphia Magazine Mortgage Professional 5 STAR AWARDS are out and the winnners are......Dan Avanzato & Bill Frantz both received the Award along with just 3% of the areas Licensed Originators, based on the highest rated customer satisfaction. "Thank you...thank you very much"...in our best Elvis impressions
"We can't thank you enough for your business and referrals".
Current Rates: 5/17/12
30 Year FHA Special: BIG Closing costs discount. Ask for details.
30 Year fixed 3.625% 0 points 3.89% Apr
15 Year fixed 3.00% 0 points 3.18% Apr
*Rates can change daily. Be sure to call for a personalized quote, quoted rates based on Purchase, 75% LTV, 740+ score, 30 day lock
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Norstar is a licensed Broker with the PA Dept of Banking
Norstar NMLS # 137481
Dan Avanzato NMLS# 139697 Dan's cell# 215 260 2764 Dan@norstarmortgage.com
Bill Frantz NMLS# 140144 Bill's cell# 215 738 3210 Bill@ Norstarmortgage.com
Ricky Avanzato NMLS# 212370
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Brian Tracy Inspirational Article of the Month:
How to be Happy: 5 Steps to Living a Life You Love
Brian Tracy is a world-renowned personal and professional development coach that has helped millions of people achieve their goals and develop a positive mindset. Brian will be contributing to our newsletter every month by providing us with an article to help inspire you, our clients, to reach higher and achieve more than ever before.
Click Here to Read the Full Article by Brian Tracy
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Interesting Articles and Photos of the Month:
Lickable, Tasty Walls Installed Inside Company Elevator in London
Staff workers at a communications building in London have something more to do when they ride the company elevator. They can lick one of the 1,325 Jaffa Cake, a popular orange-flavored sponge cake snack, flavored stickers that line the walls. Would you give the world's first lickable elevator a taste test?
Click Here to Read the Full Article by NBCSanDiego.com
Netflix's Unlimited Employee Vacation Policy: Why It Works
Will extra time off improve company culture? Sure. But can giving workers all the time off they want also increase their productivity. Netflix is one of many companies to adopt an unlimited employee vacation policy where success is measured by what employees get done rather than on how many days they worked. Share this article with your co-workers and more importantly your boss and maybe your company will be the next to adopt an unlimited vacation policy.
Click Here to Read the Full Article by Mashable.com
Woman's Cancer May Have Been Fruit Pit from 1984
Bianca Riveron was struggling, as many Americans do, with lung trouble. After decades of coughing, asthma attack, and other problems, doctors had recently found a spot on her lung. Lung cancer is always the pits, but sometimes the pit isn't lung cancer.
Click Here to Read the Full Article by WTSP.org
Where Are The Flying Cars?
Call it keeping up with the Jetsons. After decades of dreaming of traveling via flying cars, we're one step closer to the goal. Terrafugia, a company dedicated to creating personal aviation solutions, has debuted their version of the flying car. The Transition, is the ultimate hybrid combining a car with a small private plane.
Click Here to Read the Full Article by StarTribune.com
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Videos of the Month:
Girl Swallowed by Pavement in China
Imagine walking down the street, chatting on the phone when suddenly the sidewalk opens under your feet and you fall 18 feet into the darkness under the street. That's exactly what happened to this poor woman in China. The accident was captured on a surveillance camera aimed at the street. You must see this video to believe it!
Click Here to Watch the Video by YouTube.com
Stressed Cat Had a Long Day At Work
A cat's life can be extremely stressful. Scratching furniture, playing with toys, sleeping, chasing laser pointers and being petted all day...Sounds rough right? The cat in this video unwinds by getting a neck massage. He's got to work out all those knots.
Click Here to Watch the Video by YouTube.com
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Delicious Recipe of the Month:
Spanish Chicken and Potato Roast
This recipe is delicious and full of flavor. The spice in the chicken mixed with the lemon juice makes for a perfect combination. This is a super easy recipe to make when you don't want to slave over a hot stove and the clean up is even easier. Everyone is sure to love this dish, perfect for Spring!
Click Here for the Full Recipe by FoodNetwork.com
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Dumb Criminal Story of the Month:
Obiwan Kenobi Arrested for Hit and Run
A California man who legally changed his name to match that of the fictional "Star Wars" hero may have given in to the temptations of the dark side of the Force, as he was charged with a hit-and-run. And as Yoda warned the fictional Kenobi, "Told you I did. Reckless is he. Now, matters are worse."
Click Here to Read the Full Article by YahooNews.com
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